Bill
Bill > S2324
NJ S2324
NJ S2324Clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements.
summary
Introduced
01/13/2026
01/13/2026
In Committee
01/13/2026
01/13/2026
Crossed Over
Passed
Dead
Introduced Session
2026-2027 Regular Session
Bill Summary
This bill clarifies that, for the purposes of insurance, a self-driving car must comply with compulsory automobile and motor vehicle insurance requirements. Current law provides, with certain limited exceptions, that every owner or registered owner of a motor vehicle registered or principally garaged in this State shall maintain motor vehicle liability insurance coverage. This bill clarifies that this mandate includes self-driving motor vehicles that are capable of operating without active control or monitoring by a human operator. Further, the "New Jersey Automobile Reparation Reform Act," P.L.1972, c.70 (C.39:6A-1 et seq.) created a system of "no-fault" insurance for private passenger automobiles. The bill amends the definition of "automobile" under that act to include a self-driving private passenger automobile that is capable of operating without active control or monitoring by a human operator. Therefore, the bill extends the requirements of the New Jersey Automobile Reparation Reform Act, including the requirement for owners and registrants to maintain liability insurance and the requirement that applicable insurance policies include personal injury protection benefits, to self-driving cars.
AI Summary
This bill clarifies that owners of self-driving motor vehicles must comply with existing insurance requirements, ensuring that these vehicles are treated the same as human-driven cars for insurance purposes. Specifically, it amends the "New Jersey Automobile Reparation Reform Act," which established a "no-fault" insurance system, to explicitly include self-driving private passenger automobiles in the definition of "automobile." This means that owners and registrants of self-driving cars are now required to maintain motor vehicle liability insurance coverage, just as they are for traditional vehicles. Furthermore, applicable insurance policies for these self-driving vehicles must include personal injury protection benefits, which cover medical expenses and lost wages regardless of who is at fault in an accident.
Committee Categories
Business and Industry
Sponsors (1)
Last Action
Introduced in the Senate, Referred to Senate Commerce Committee (on 01/13/2026)
Official Document
bill text
bill summary
Loading...
bill summary
Loading...
bill summary
| Document Type | Source Location |
|---|---|
| State Bill Page | https://www.njleg.state.nj.us/bill-search/2026/S2324 |
| BillText | https://pub.njleg.gov/Bills/2026/S2500/2324_I1.HTM |
Loading...