Bill > S0648

This bill makes several changes to Florida insurance law, primarily concerning the marketing and disclosure of health and long-term care insurance. It allows health insurers to use advertising materials for long-term care insurance immediately upon filing them with the office, rather than waiting for a mandatory review period, though the office can still disapprove them later. The bill also clarifies that rules created by the Financial Services Commission regarding the format for notices about the estimated premium impact of the federal Patient Protection and Affordable Care Act (often referred to as Obamacare) are exempt from a specific state law that requires an analysis of a rule's adverse impact or regulatory costs. Additionally, it makes minor technical changes to existing laws regarding disclosures for small employer health benefit plans and the retention of signed statements from prospective policyholders.