Bill > S1842

This bill, titled "Health Insurance," aims to align Florida's insurance laws with the federal Patient Protection and Affordable Care Act (PPACA), often referred to as Obamacare. Key provisions include establishing that Florida's insurance laws apply unless they conflict with PPACA, and empowering the Office of Insurance Regulation to review health insurance forms and conduct market conduct examinations for PPACA compliance, reporting any violations to the federal Department of Health and Human Services. The bill also mandates the registration of "navigators," individuals who help consumers select qualified health plans through the state's health insurance exchange, with the Department of Financial Services, outlining qualifications, prohibited conduct, and grounds for disqualification. Furthermore, it repeals provisions related to the Florida Health Insurance Plan and sets a future repeal date for provisions concerning the Florida Comprehensive Health Association, a state-sponsored health insurance pool for individuals who cannot obtain coverage elsewhere. The bill also makes technical amendments to various sections of the Florida Insurance Code to reflect these changes and includes an appropriation for the Department of Financial Services to implement the navigator registration provisions.