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FL H7155

FL H7155
Health Insurance


summary

Introduced
In Committee
Crossed Over
Passed
Dead

Introduced Session

Potential new amendment
2013 Regular Session

Bill Summary

Provides for applicability of Florida Insurance Code & rules with respect to Patient Protection & Affordable Care Act (PPACA); authorizes OIR to review forms & perform market conduct examinations for compliance with PPACA & to report potential violations to United States DOH & Human Services; authorizes Division of Consumer Services of DFS to respond to complaints related to PPACA & to report violations to office & United States DOH & Human Services; provides that certain determinations by office or DFS related to compliance with PPACA are not decisions that affect party's substantial interests for purposes of ch. 120, F.S.; conforms provisions to changes made by this act with respect to registration of navigators under Florida Insurance Code; provides directive to Division of Law Revision & Information; provides scope of part XII, ch. 626, F.S.; requires registration of navigators with DFS; provides purpose for such registration; provides qualifications for registration; provides for submission of written application; specifies fees; requires applicant to submit fingerprints & pay processing. APPROPRIATION:

AI Summary

This bill aims to align Florida's insurance laws with the federal Patient Protection and Affordable Care Act (PPACA), often referred to as Obamacare, by establishing new regulations and clarifying existing ones. Key provisions include authorizing the Office of Insurance Regulation (OIR) to review health insurance forms for PPACA compliance and report potential violations to the U.S. Department of Health and Human Services, and allowing the Department of Financial Services' Division of Consumer Services to handle PPACA-related complaints. The bill also mandates the registration of "navigators," individuals who help consumers choose health plans through the state's health insurance exchange, outlining qualifications, application processes, fees, and grounds for disqualification, including criminal history checks. Furthermore, it clarifies definitions related to health plans, such as "grandfathered" and "nongrandfathered" plans, and makes adjustments to rate review processes and the termination of certain insurance associations to ensure a smoother transition to the new federal healthcare landscape.

Committee Categories

Government Affairs

Sponsors (1)

Other Sponsors (1)

Regulatory Affairs Committee (House)

Last Action

Laid on Table, companion bill(s) passed, see CS/SB 1842 (Ch. 2013-101), CS/SB 648 (Ch. 2013-174) (on 04/25/2013)

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