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Bill > SB264


WI SB264

Coverage of breast cancer screenings by the Medical Assistance program and health insurance policies and plans. (FE)


summary

Introduced
05/20/2025
In Committee
06/02/2025
Crossed Over
Passed
Dead

Introduced Session

2025-2026 Regular Session

Bill Summary

This bill requires health insurance policies to provide coverage for diagnostic breast examinations and for supplemental breast screening examinations for an individual who is at increased risk of breast cancer, as determined in accordance with the most recent applicable guidelines of the National Comprehensive Cancer Network, or has heterogeneously or extremely dense breast tissue, as defined by the Breast Imaging-Reporting and Data System established by the American College of Radiology. Health insurance policies are referred to in the statutes as disability insurance policies. Self-insured governmental health plans are also required to LRB-3021/1 JPC&SWB:cdc 2025 - 2026 Legislature SENATE BILL 264 provide the coverage specified in the bill. The bill also requires coverage of those breast screenings by the Medical Assistance program, which is the state- administered Medicaid program that is jointly funded by the state and federal governments and that provides health services to individuals with limited financial resources. Under the bill, health insurance policies may not charge a cost-sharing amount for a supplemental breast screening examination or diagnostic breast examination. The limitation on cost-sharing does not apply to the extent that the limitation would result in ineligibility for a health savings account under the federal Internal Revenue Code. Health insurance policies are required under current law to cover two mammographic breast examinations to screen for breast cancer for a woman from ages 45 to 49 if certain criteria are satisfied. Health insurance policies must currently cover annual mammograms for a woman once she attains the age of 50. The coverage required under current law is required whether or not the woman shows any symptoms of breast cancer and may be subject to only the same exclusions and limitations, including cost sharing, that apply to other radiological examinations under the policy. The bill does not change or eliminate the current coverage requirements for mammograms, except that preferred provider plans are explicitly included in the current law and the bill[s requirements. This proposal may contain a health insurance mandate requiring a social and financial impact report under s. 601.423, stats. For further information see the state fiscal estimate, which will be printed as an appendix to this bill.

AI Summary

This bill requires health insurance policies and self-insured health plans to provide comprehensive coverage for breast cancer screenings, including diagnostic breast examinations and supplemental breast screening examinations for individuals at increased risk of breast cancer or with dense breast tissue. The bill defines several types of breast screening technologies, such as breast magnetic resonance imaging, breast ultrasound, breast tomosynthesis, and contrast-enhanced mammography, and mandates that these examinations be covered without any cost-sharing amounts for the patient. The coverage applies to individuals determined to be at higher risk according to the National Comprehensive Cancer Network guidelines or those with heterogeneously or extremely dense breast tissue as defined by the American College of Radiology's Breast Imaging-Reporting and Data System. To ensure flexibility for health savings account compatibility, the bill includes a provision that allows cost-sharing for high-deductible health plans after the minimum deductible is met, except for preventive care services. The bill will take effect on the first day of the fourth month after publication and will apply to insurance policies and plans beginning with the policy or plan year following the effective date, with special considerations for policies governed by collective bargaining agreements.

Committee Categories

Health and Social Services

Sponsors (58)

Rachael Cabral-Guevara (R)* Tim Carpenter (D)* Kristin Dassler-Alfheim (D)* Dora Drake (D)* Jodi Habush Sinykin (D)* Dianne Hesselbein (D)* Jesse James (R)* LaTonya Johnson (D)* Sarah Keyeski (D)* Chris Larson (D)* Steve Nass (R)* Melissa Ratcliff (D)* Kelda Roys (D)* Mark Spreitzer (D)* Jamie Wall (D)* Clint Anderson (D),  Deb Andraca (D),  Margaret Arney (D),  Mike Bare (D),  Elijah Behnke (R),  Brienne Brown (D),  Ryan Clancy (D),  Karen DeSanto (D),  Ben DeSmidt (D),  Barbara Dittrich (R),  Robert Donovan (R),  Cindi Duchow (R),  Joan Fitzgerald (D),  Benjamin Franklin (R),  Joy Goeben (R),  Rick Gundrum (R),  Nate Gustafson (R),  Andrew Hysell (D),  Alex Joers (D),  Tara Johnson (D),  Karen Kirsch (D),  Rob Kreibich (R),  Dave Maxey (R),  Vincent Miresse (D),  Supreme Moore Omokunde (D),  Jeff Mursau (R),  Amanda Nedweski (R),  Greta Neubauer (D),  Adam Neylon (R),  Jerry O'Connor (R),  Sylvia Ortiz-Velez (D),  Lori Palmeri (D),  Pricilla Prado (D),  Joe Sheehan (D),  Lee Snodgrass (D),  Ryan Spaude (D),  David Steffen (R),  Angela Stroud (D),  Shelia Stubbs (D),  Lisa Subeck (D),  Ron Tusler (R),  Randy Udell (D),  Robyn Vining (D), 

Last Action

Representative Rivera-Wagner added as a cosponsor (on 07/02/2025)

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