Bill > SB189

This bill, building upon previous consumer protections related to artificial intelligence, introduces new requirements for the use of automated decision-making technology (ADMT) when making consequential decisions, which are defined as decisions impacting an individual's access to or eligibility for education, employment, housing, financial services, insurance, healthcare, or essential government services. Starting January 1, 2027, developers of ADMTs that materially influence these consequential decisions must provide deployers (those who use the ADMT) with technical documentation about the technology's intended uses, training data, limitations, and how to use it appropriately, including human review. Developers must also inform deployers of significant updates. Both developers and deployers must keep records for at least three years to prove compliance. Deployers must notify consumers when an ADMT is used in a consequential decision affecting them and, if that decision results in an adverse outcome (meaning a denial, termination, or significant negative impact on access to services or opportunities), provide a plain-language explanation of the decision and the ADMT's role within 30 days. Consumers will have the right to request their personal data used by the ADMT and to have factually incorrect data corrected, as well as the right to request meaningful human review of consequential decisions that lead to adverse outcomes. The Attorney General will enforce these provisions under the Colorado Consumer Protection Act, treating violations as deceptive trade practices, but will provide a 60-day notice and opportunity to fix any issues before taking action. The bill does not create new private lawsuits but clarifies how fault is assigned in existing discrimination cases and exempts certain entities that already comply with other legal obligations.